Press Release

July 12, 2004
Contact: Lara Hudson

GEOFFREY C. CROCKER PROMOTED TO ASSISTANT VICE PRESIDENT

Greenwood, SC-Countybank is pleased to announce that Geoffrey C. Crocker has been promoted to Assistant Vice President. Crocker began his career with Countybank in May of 1998 in the retail sales division. In November of 2000 he joined the Financial and Risk Management division. He was promoted to Loan Administration Manager in 2003, where he supervises the loan operations and collections staff. In this role Crocker manages the credit risk and pricing of the bank's loan portfolio, as well as all of the compliance and audit functions of the bank.

"Solid risk management is one of the key success factors to our organization and we are proud to have Geoff managing these areas," said Annette L. Huskey, chief financial officer of Countybank. "Through Geoff's leadership and knowledge we are able to deliver excellence in the service we provide to our customers."

Crocker is a Graduate of Lander University with a Bachelor's of Science degree in Business Administration. He serves as Vice President of the Board for A Place for Us, a non-profit organization in Greenwood that assists women in crisis pregnancies.

Countybank began its service to the Greenwood community in 1933, when it was founded by a group of Greenwood businessmen. Today, Countybank is a full service, integrated financial services provides with three full-service locations. In addition to a full array of traditional banking products, Countybank is composed of separate divisions that are positioned to meet specialized financial needs, including Countybank Trust Services, Countybank Mortgage Services, Countybanc Investments, Inc. and Countybanc Insurance, Inc. Each division is staffed by the area's most sought-after professionals in their respective fields to provide customers with the tools to achieve their financial goals.