Countybank's Spring Fixed-Rate Home Equity Loan Special
What’s
your spring
project? A new
kitchen? A pool?
A new roof? Maybe
tuition bills are looming?
For a limited time, lock in
a low fixed-rate home equity
loan from Countybank with rates
as low as 6.99% APR* for up to 15
years, no application fee and $250 credit
towards closing costs. Unlike variable
rate loans your payment will never
change. We’re only making 100
loans at this rate, so hurry —
don’t miss this great
opportunity!
Rates are based on each customer's individual credit history and assume a loan-to-value ratio of 80% or less. Minimum loan is $25,000.
How do I calculate my LTV?
To calculate your loan-to-value at 80% or less, take the value of your home times 80%. Then subtract any amount you still owe on your first mortgage. The remainder is the amount you have available to borrow. Other rates available for higher LTVs.
LTV Example:
| Home value |
$200,000 |
| X .80 = |
$160,000 |
| Minus outstanding 1st mortgage |
-$89,000 |
| Available equity |
$71,000 |
If you'd like to see what your payments would look like, just click here to go to our loan calculator. If you're ready to get started on your spring project, or consolidate credit card debt, or just have more questions, please call us at (864) 942-1500, toll-free at 1-800-726-8689, or email us at:
personalbanking@ecountybank.com
Email communications may not be secure. Therefore, please do not e-mail us any account information, questions about your account or a request to reset your online banking password via e-mail form. If you have a specific question regarding your account or online access, please call us at (864) 942-1524 or 1-800-726-8689.