Personal Loans
Whether you want to purchase a new car, remodel your home, or go on that dream vacation, we have a lending package to match your specific needs. You may use a traditional installment loan for your purchases, or you may choose a revolving line of credit that is there when you need it.

Installment Loans
At some point in your life, you’ll be faced with a major financial decision. You may be purchasing your first car, a new home, or the boat of your dreams. No matter what the situation, we can help match your financial need with the right installment loan. Contact one of our Relationship Managers to begin enjoying all that life has to offer.

Here are just a few of the benefits you will enjoy:

  • Fixed and adjustable rates to meet your specific financial requirements
  • Flexible term options, depending on your purchase
  • Discounted rate for payments made through automatic debit
  • Make payments electronically by using 24-Hour TeleBank, Online Banking or through direct payments from your checking account.

Home Equity Line of Credit
With Countyline, our home equity line of credit, you may qualify for a sizable credit line just by using the equity in your home. Once you qualify, this money is available for you to use when and how you need it. Better still, under the tax law–depending on your specific situation–you may be allowed to deduct the interest. Remodel the kitchen, pay college tuition, or purchase a Jet Ski. It’s money for whatever you need, whenever you need it. The benefits are many:

  • Secured by your home
  • Interest may be tax deductible*
  • Credit available when you need it
  • Flexible payment options
  • Make payments or access funds electronically by using 24-Hour TeleBank, Online Banking or by writing a check.

* Consult your tax advisor to determine if interest payments will be deductible for you.

Tax Advantage Loan
A Tax Advantage Loan uses the equity in your home to secure funds for major purchases, much like a Home Equity Loan. The difference, however, is that Tax Advantage Loans are installment loans with fixed payment terms, as opposed to a revolving line of credit. The interest may be tax deductible, giving you many of the same benefits.

* Consult your tax advisor to determine if interest payments will be deductible for you.

    Instant Cash
    We’ve all been there. Time to write a big check, and you’re not quite sure how much cash is in your account. You hold your breath and sign away, hoping. . .

    Now you can rest easy. Countybank's Instant Cash account acts as a personal line of credit, giving you immediate overdraft protection if your funds are not sufficient to cover the checks you have written. Here's how it works:

  • Automatically transfers funds to your checking account in increments of $100 to cover checks for insufficient funds
  • Provides access to reserve funds up to your credit limit
  • Drafts a minimum payment each month from your checking account, or make your own payment each month